Credit Coaching
Professional insights to support business fundability and financial growth.
Industry specific strategies
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Lack of cash flow sinks around 80% of startups. Let’s map out a credit-building strategy to keep yours thriving.
businesses formed
business taxes filed
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Give your business some credit.
Our business credit advisors offer personalized coaching for improving fundability, building credit for your EIN, and helping your business prepare for growth-focused financing.
Powered by the Fundability™ business credit building software, our credit program offers consistent touch points and personalized guidance through an intuitive self-service platform designed to support business credit monitoring and education.
Professional insights to support business fundability and financial growth.
Guidance on applying for a DUNS number to establish your business credit profile.
Support from the advisor team by phone or email—whenever you need.
Guides you in establishing and managing your business credit history.
Helps identify potential business funding options based on your profile.
Proprietary scoring system that evaluates factors related to funding readiness.
Provides step-by-step guidance for exploring optimal financing options.
Helps manage both your business and personal credit profiles.
Assesses your business’s alignment with common lender approval criteria.
Feeling overwhelmed? No worries, we cover all of this in our complimentary one-hour business consultation.
Upon enrollment, you'll receive a welcome call to introduce you to the program and outline the next steps.
The program walks you through setting up your business credit properly, building trade lines, and understanding your Fundability Score™ using expert tools and guidance designed to support your business’s credit and funding readiness.
Yes! The platform includes clear instructions for applying for a DUNS number, along with support if you need guidance during the process.
As long as you're actively enrolled in the program, you'll have access to the Fundability™ Advisor Team for ongoing support throughout your business credit journey.
It focuses on key factors related to business fundability—from business structure to credit profile—to help your business prepare for financing opportunities.
You'll get access to experienced Fundability™ Advisors who offer one-on-one guidance, answer questions, and help you make informed credit-building decisions.
New business owners rave about our services.
Join the growing community of solopreneurs who’ve started their journey with PRIME. Let’s hop on a call to discuss you unique situation.
Common credit beliefs—fact or fiction
From how your business is structured to how your phone number is listed online, small details can influence how lenders evaluate your business. PRIME’s credit building program reviews key factors and helps you identify areas that may need attention.
By the time you need financing, it can be more difficult to build the credit profile lenders are looking for. Starting early can help you be better prepared when opportunity knocks—or when cash flow gets tight.
Strong business credit can help separate personal and business finances, support protection of your personal credit, and expand the types of credit options available in your business’s name.
Even as a solopreneur or side hustler, business credit can support business growth, help prepare you for financing opportunities, and reduce reliance on personal credit.
We encourage you to be prepared with questions when you show up to your consultation! Here are a few ideas to get you started.
Business credit is a financial profile separate from personal credit, used by lenders to assess the creditworthiness of your business. It's important because it can support access to financing opportunities, influence loan terms, and strengthen vendor relationships.
It can take several months to establish a basic business credit profile—longer if you're not actively using credit or reporting to the right bureaus. Consistency is key: the more you build and maintain good habits, the stronger your profile becomes over time.
Start by forming a legal business entity (like an LLC), getting an EIN from the IRS, and opening a business bank account. Then, apply for credit with vendors that report to commercial credit bureaus and pay those accounts on time. Over time, these actions can help build your business's credit profile.
Not usually. Business credit is tied to your business’s EIN, not your Social Security number. As long as you’re using credit accounts that report to business bureaus—and not personally guaranteeing them—your personal credit typically remains separate.
Good business credit can support access to a wider range of financing options and influence loan terms and interest rates. It also helps separate your personal and business finances, enhance your company's credibility, and may even improve eligibility for contracts, leases, or vendor accounts.
Late payments, maxed-out credit lines, legal filings (like liens or bankruptcies), and inactivity can all negatively impact your score. It's also important to make sure your business information is accurate and consistent across all credit bureaus, as discrepancies may affect how your business is evaluated.
Your plug-and-play business back office.
